/* ==========================================================================
   Luminary Insurance — advisory layer
   Implements the 17 Sep spec. Written as scoped CSS classes (.btn-primary,
   .lum-*) rather than Tailwind utilities, since this is a static build with
   no Tailwind pipeline; the visual result follows the spec's values.
   ========================================================================== */

:root {
  --sky:        #5BB4E5;
  --sky-deep:   #4A9ED6;
  --obsidian:   #111827;
  --slate-600:  #4B5563;
  --slate-500:  #6B7280;
  --slate-400:  #9CA3AF;
  --hair-100:   #F0EEEA;
  --white:      #FFFFFF;
}

/* smooth anchor scrolling, clear of the header */
html { scroll-behavior: smooth; }
[id] { scroll-margin-top: 6rem; }

/* ---------- CTA system ---------- */
.btn-primary,
a.btn-primary {
  display: inline-block;
  border-radius: 9999px !important;
  background: var(--sky) !important;
  color: var(--white) !important;
  border: 1px solid var(--sky) !important;
  font-family: var(--sans, 'Inter', system-ui, sans-serif) !important;
  font-weight: 500 !important;
  font-size: .82rem !important;
  letter-spacing: .02em !important;
  text-transform: none !important;
  padding: .875rem 2rem !important;
  line-height: 1.2 !important;
  text-decoration: none;
  transition: all .2s ease-in-out !important;
}
.btn-primary:hover, a.btn-primary:hover {
  background: var(--sky-deep) !important;
  border-color: var(--sky-deep) !important;
  color: var(--white) !important;
  box-shadow: 0 4px 14px rgba(91,180,229,.35) !important;
}

.btn-secondary,
a.btn-secondary {
  display: inline-block;
  border-radius: 9999px !important;
  background: transparent !important;
  color: var(--obsidian) !important;
  border: 1px solid var(--obsidian) !important;
  font-family: var(--sans, 'Inter', system-ui, sans-serif) !important;
  font-weight: 500 !important;
  font-size: .82rem !important;
  letter-spacing: .02em !important;
  text-transform: none !important;
  padding: .875rem 2rem !important;
  line-height: 1.2 !important;
  text-decoration: none;
  transition: all .2s ease-in-out !important;
}
.btn-secondary:hover, a.btn-secondary:hover {
  background: var(--obsidian) !important;
  color: var(--white) !important;
}

@media (max-width: 768px) {
  .btn-primary, .btn-secondary, a.btn-primary, a.btn-secondary {
    padding: .75rem 1.5rem !important;
  }
}

/* Divi's own buttons adopt the primary treatment for consistency. */
.et_pb_button, a.et_pb_button {
  border-radius: 9999px !important;
  background: var(--sky) !important;
  border: 1px solid var(--sky) !important;
  color: var(--white) !important;
  font-size: .82rem !important;
  letter-spacing: .02em !important;
  text-transform: none !important;
  font-weight: 500 !important;
  padding: .875rem 2rem !important;
}
.et_pb_button:hover, a.et_pb_button:hover {
  background: var(--sky-deep) !important;
  border-color: var(--sky-deep) !important;
  color: var(--white) !important;
  box-shadow: 0 4px 14px rgba(91,180,229,.35) !important;
  padding: .875rem 2rem !important;
}

.lum-microcopy {
  font-size: .75rem !important;
  color: var(--slate-500) !important;
  margin-top: .65rem !important;
  font-weight: 400 !important;
  letter-spacing: normal !important;
}

/* ---------- shared section furniture ---------- */
.lum-wrap { max-width: 1180px; margin: 0 auto; padding: 0 1.5rem; }
.lum-eyebrow {
  font-family: var(--sans) !important;
  font-size: .72rem !important;
  font-weight: 600 !important;
  letter-spacing: .18em !important;
  text-transform: uppercase !important;
  color: var(--sky) !important;
  margin: 0 0 .75rem !important;
}
.lum-eyebrow--muted { color: var(--slate-400) !important; }
.lum-h2 {
  font-family: var(--display) !important;
  font-size: clamp(1.9rem, 3.2vw, 2.6rem) !important;
  font-weight: 400 !important;
  color: #111827 !important;
  line-height: 1.2 !important;
  margin: 0 0 1rem !important;
}
.lum-sub {
  font-family: var(--sans) !important;
  font-weight: 300 !important;
  color: var(--slate-600) !important;
  max-width: 44rem;
  margin: 0 auto !important;
  line-height: 1.75 !important;
}
.lum-center { text-align: center; }
.lum-section { padding: 4.5rem 0 !important; background: var(--white) !important; }
.lum-section--edged { border-top: 1px solid var(--hair-100); }

/* ---------- hero ---------- */
.lum-hero { display: grid; grid-template-columns: 5fr 7fr; gap: 4rem; align-items: center; }
.lum-hero__media img {
  width: 100%; height: auto; display: block;
  aspect-ratio: 4/5; object-fit: cover;
  border-radius: 1.25rem;
  box-shadow: 0 18px 40px rgba(17,24,39,.10);
}
.lum-hero__copy h1 {
  font-family: var(--display) !important;
  font-size: clamp(2.4rem, 4.4vw, 3.9rem) !important;
  font-weight: 400 !important;
  line-height: 1.08 !important;
  color: #111827 !important;
  margin: 0 0 1rem !important;
}
.lum-rule { width: 64px; height: 1px; background: var(--sky); margin: 1.4rem 0 1.6rem; }
.lum-lead {
  font-size: 1.22rem !important; line-height: 1.6 !important;
  color: #1F2937 !important; font-weight: 300 !important; margin: 0 0 1.1rem !important;
}
.lum-kicker {
  font-size: .76rem !important; letter-spacing: .18em !important;
  text-transform: uppercase !important; color: var(--slate-500) !important;
  margin: 0 0 1.1rem !important; font-weight: 500 !important;
}
.lum-spec {
  font-family: var(--display) !important; font-style: italic;
  font-size: 1.1rem !important; color: var(--slate-600) !important;
  margin: 0 0 2rem !important; line-height: 1.6 !important;
}
.lum-cta-row { display: flex; flex-wrap: wrap; gap: .85rem; align-items: center; }

@media (max-width: 900px) {
  .lum-hero { grid-template-columns: 1fr; gap: 2.25rem; }
  .lum-hero__media { max-width: 380px; margin: 0 auto; }
  .lum-hero__copy { text-align: center; }
  .lum-rule { margin-left: auto; margin-right: auto; }
  .lum-cta-row { justify-content: center; }
}

/* ---------- carriers ---------- */
.lum-carriers-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 2rem 2.5rem; align-items: center; margin-top: 2.5rem;
}
.lum-carrier { display: flex; align-items: center; justify-content: center; min-height: 56px; }
.lum-carrier img {
  height: 2rem; width: auto; max-width: 140px; object-fit: contain;
  opacity: .9; transition: all .2s ease; filter: none;
}
.lum-carrier img:hover { opacity: 1; transform: scale(1.05); }
/* Placeholder tile shown until the official logo file is supplied. */
.lum-carrier__name {
  font-size: .74rem; letter-spacing: .14em; text-transform: uppercase;
  color: var(--slate-500); text-align: center; font-weight: 500; line-height: 1.5;
}
@media (max-width: 900px) { .lum-carriers-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 900px) { .lum-carrier img { height: 1.5rem; } }

/* ---------- about ---------- */
.lum-about { display: grid; grid-template-columns: 5fr 7fr; gap: 4rem; align-items: center; }
.lum-about__portrait img {
  width: 100%; height: auto; display: block;
  aspect-ratio: 4/5; object-fit: cover; object-position: center 20%;
  border-radius: 1rem; box-shadow: 0 10px 28px rgba(17,24,39,.08);
}
.lum-creds {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: .5rem;
  border: 1px solid var(--hair-100); background: rgba(249,250,251,.5);
  padding: 1rem; border-radius: .75rem; margin-top: 1rem;
}
.lum-cred {
  font-size: .74rem; letter-spacing: .06em; color: var(--slate-600);
  text-align: center; padding: .5rem .35rem; font-weight: 500;
}
.lum-about__body p {
  color: var(--slate-600) !important; font-weight: 300 !important;
  line-height: 1.8 !important; margin: 0 0 1.1rem !important;
}
.lum-hr { border: 0; border-top: 1px solid var(--hair-100); margin: 1.5rem 0; }
.lum-signoff {
  font-family: var(--display) !important; font-style: italic;
  font-size: 1.15rem !important; color: #111827 !important; margin: 0 0 1.25rem !important;
}
@media (max-width: 900px) {
  .lum-about { grid-template-columns: 1fr; gap: 2.25rem; }
  .lum-about__portrait { max-width: 360px; margin: 0 auto; }
}

/* ---------- engagement blueprint ---------- */
.lum-stages {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem; margin: 3rem 0 2.5rem; list-style: none; padding: 0;
}
.lum-stage {
  border-top: 2px solid var(--hair-100); padding-top: 2rem;
  transition: border-color .3s ease;
}
.lum-stage:hover { border-top-color: var(--sky); }
.lum-stage__marker {
  font-size: .7rem; letter-spacing: .18em; text-transform: uppercase;
  color: var(--slate-400); font-weight: 600; margin: 0 0 .25rem;
}
.lum-stage__price {
  font-family: var(--display) !important; font-size: 1.65rem !important;
  font-weight: 600 !important; color: #111827 !important; margin: .25rem 0 .2rem !important;
}
.lum-stage__price--free { color: var(--sky) !important; }
.lum-stage__pricenote { font-size: .74rem !important; color: var(--slate-500) !important; margin: 0 0 1rem !important; }
.lum-stage__title {
  font-family: var(--sans) !important; font-size: 1.05rem !important;
  font-weight: 500 !important; color: #111827 !important; margin: 0 0 .5rem !important;
}
.lum-stage__desc { font-size: .95rem !important; line-height: 1.75 !important; color: var(--slate-600) !important; margin: 0 !important; }
.lum-summary {
  text-align: center; font-size: .95rem; color: var(--slate-600);
  border-top: 1px solid var(--hair-100); padding-top: 2rem; margin-top: 1rem;
}
@media (max-width: 900px) { .lum-stages { grid-template-columns: 1fr; gap: 2rem; } }

/* ---------- groups ---------- */
.lum-groups {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; margin: 3rem 0 2rem;
  list-style: none; padding: 0;
}
.lum-group {
  background: var(--white); border: 1px solid var(--hair-100);
  border-radius: 1rem; padding: 1.5rem;
  display: flex; flex-direction: column;
  transition: all .2s ease;
}
.lum-group:hover { box-shadow: 0 8px 24px rgba(17,24,39,.07); }
.lum-group__media {
  width: 100%; aspect-ratio: 4/3; background: #F9FAFB;
  border-radius: .75rem; overflow: hidden; margin-bottom: 1.25rem;
  display: flex; align-items: center; justify-content: center;
}
.lum-group__media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.lum-group__media span { font-size: .68rem; letter-spacing: .14em; text-transform: uppercase; color: var(--slate-400); }
.lum-group__badge {
  font-size: .62rem; font-weight: 600; letter-spacing: .12em;
  text-transform: uppercase; color: var(--sky); margin: 0 0 .5rem;
}
.lum-group__title {
  font-family: var(--sans) !important; font-size: 1.05rem !important;
  font-weight: 500 !important; color: #111827 !important; margin: 0 0 .6rem !important;
}
.lum-group__copy { font-size: .9rem !important; line-height: 1.75 !important; color: var(--slate-600) !important; margin: 0 !important; }
@media (max-width: 1100px) { .lum-groups { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px) { .lum-groups { grid-template-columns: 1fr; } }

/* ---------- press marquee ---------- */
.lum-marquee-wrap { position: relative; overflow: hidden; padding: 1rem 0; }
.lum-marquee-wrap::before,
.lum-marquee-wrap::after {
  content: ""; position: absolute; top: 0; bottom: 0; width: 6rem;
  pointer-events: none; z-index: 2;
}
.lum-marquee-wrap::before { left: 0;  background: linear-gradient(to right, #fff, rgba(255,255,255,0)); }
.lum-marquee-wrap::after  { right: 0; background: linear-gradient(to left,  #fff, rgba(255,255,255,0)); }
.lum-marquee { display: flex; width: max-content; animation: lum-marquee 35s linear infinite; }
.lum-marquee-wrap:hover .lum-marquee { animation-play-state: paused; }
@keyframes lum-marquee { 0% { transform: translateX(0); } 100% { transform: translateX(-50%); } }
.lum-marquee__track { display: flex; align-items: center; gap: 3rem; padding: 0 1.5rem; }
.lum-press {
  font-family: var(--sans); font-size: .82rem; font-weight: 500;
  letter-spacing: .1em; text-transform: uppercase; white-space: nowrap;
  color: var(--slate-500); opacity: .6; text-decoration: none;
  border-bottom: 0 !important; transition: all .3s ease;
}
.lum-press:hover { opacity: 1; color: var(--obsidian); }
.lum-press img { height: 1.5rem; width: auto; max-width: 140px; object-fit: contain; filter: grayscale(1); opacity: .6; transition: all .3s ease; }
.lum-press:hover img { filter: grayscale(0); opacity: 1; }
@media (prefers-reduced-motion: reduce) { .lum-marquee { animation: none; } }

/* ---------- testimonials ---------- */
.lum-quotes {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; margin: 3rem 0 2rem;
  list-style: none; padding: 0;
}
.lum-quote {
  background: var(--white); border: 1px solid var(--hair-100);
  border-radius: 1rem; padding: 2rem; transition: all .3s ease;
  display: flex; flex-direction: column;
}
.lum-quote:hover { border-color: #E5E7EB; box-shadow: 0 6px 18px rgba(17,24,39,.06); }
.lum-quote__pillar {
  font-size: .62rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase;
  color: var(--slate-400); border-bottom: 1px solid var(--hair-100);
  padding-bottom: .75rem; margin: 0 0 1rem;
}
.lum-quote__text {
  font-size: .95rem !important; line-height: 1.8 !important;
  color: #374151 !important; font-weight: 300 !important; margin: 0 0 1.5rem !important;
  flex: 1;
}
.lum-quote__name { font-size: .85rem !important; font-weight: 500 !important; color: #111827 !important; margin: 0 !important; }
.lum-quote__role { font-size: .75rem !important; color: var(--slate-500) !important; font-weight: 300 !important; margin: .15rem 0 0 !important; }
.lum-metrics {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem;
  border-top: 1px solid var(--hair-100); padding-top: 2.5rem; margin-top: 1rem; text-align: center;
}
.lum-metric__n {
  font-family: var(--display) !important; font-size: 1.9rem !important;
  font-weight: 500 !important; color: #111827 !important; margin: 0 0 .25rem !important; line-height: 1.1 !important;
}
.lum-metric__n--sky { color: var(--sky) !important; }
.lum-metric__l { font-size: .72rem !important; color: var(--slate-500) !important; margin: 0 !important; letter-spacing: .04em; }
@media (max-width: 1000px) { .lum-quotes { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 680px)  { .lum-quotes { grid-template-columns: 1fr; } .lum-metrics { grid-template-columns: repeat(2, 1fr); gap: 2rem; } }

/* ---------- faq accordion ---------- */
.lum-faq { max-width: 48rem; margin: 0 auto; padding: 3rem 1.5rem; }
.lum-faq__item { border-top: 1px solid var(--hair-100); padding: 1.5rem 0; }
.lum-faq__item:last-child { border-bottom: 1px solid var(--hair-100); }
.lum-faq__item summary {
  display: flex; justify-content: space-between; align-items: center; gap: 1.5rem;
  cursor: pointer; list-style: none;
  font-family: var(--sans) !important; font-size: 1.05rem !important;
  font-weight: 500 !important; color: #111827 !important; transition: color .2s ease;
}
.lum-faq__item summary::-webkit-details-marker { display: none; }
.lum-faq__item summary:hover { color: var(--sky) !important; }
.lum-faq__chev { flex: none; transition: transform .2s ease; }
.lum-faq__item[open] .lum-faq__chev { transform: rotate(180deg); }
.lum-faq__item p {
  font-size: .95rem !important; line-height: 1.8 !important;
  color: var(--slate-600) !important; font-weight: 300 !important; margin: 1rem 0 0 !important;
}

/* ---------- self-healing image slots ----------
   Each slot renders a text label; the <img> sits on top of it. polish.js hides
   images that fail to load, so a slot falls back to its label until the real
   file is dropped at the expected path, at which point it appears with no
   markup change. */
.lum-carrier, .lum-group__media, .lum-press { position: relative; }
.lum-carrier img.lum-slot,
.lum-group__media img.lum-slot {
  position: absolute; inset: 0; width: 100%; height: 100%;
  background: #fff;
}
.lum-carrier img.lum-slot { object-fit: contain; padding: .25rem 0; }
.lum-group__media img.lum-slot { object-fit: cover; }
.lum-press img.lum-slot { position: absolute; inset: 0; margin: auto; background: #fff; }

/* ---------- navigation CTA ----------
   The final nav item is the primary conversion path, so it carries the
   primary pill treatment rather than reading as another text link. */
.et_pb_menu__menu .et-menu > li:last-child > a {
  background: var(--sky) !important;
  color: #fff !important;
  border-radius: 9999px !important;
  padding: .6rem 1.35rem !important;
  opacity: 1 !important;
  font-size: .72rem !important;
  letter-spacing: .08em !important;
  transition: all .2s ease-in-out !important;
}
.et_pb_menu__menu .et-menu > li:last-child > a:hover {
  background: var(--sky-deep) !important;
  box-shadow: 0 4px 14px rgba(91,180,229,.35) !important;
}
.et_pb_menu__menu .et-menu > li:last-child { padding-right: 0 !important; }

/* Divi's base stylesheet re-applies list markers; the stage/group/quote lists
   are semantic <ol>/<ul> but carry their own numbering and layout. */
.lum-stages, .lum-groups, .lum-quotes,
.lum-stages > li, .lum-groups > li, .lum-quotes > li {
  list-style: none !important;
  list-style-type: none !important;
}
.lum-stages > li::marker, .lum-groups > li::marker, .lum-quotes > li::marker { content: none; }
.lum-stages, .lum-groups, .lum-quotes { margin-left: 0 !important; padding-left: 0 !important; }

/* A slot's text label is a fallback only: hidden while the image is present,
   revealed by polish.js if that image fails to load. */
.lum-slot-label { visibility: hidden; }
.lum-slot-label.lum-slot-label--show { visibility: visible; }
.lum-carrier, .lum-group__media { overflow: hidden; }
.lum-press { overflow: visible; }

/* Optical normalisation for logo slots: constrain by height and centre, so
   wordmarks and roundels carry comparable weight regardless of aspect ratio. */
.lum-carrier img.lum-slot {
  inset: auto;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  height: 2.6rem;
  width: auto;
  max-width: 150px;
  object-fit: contain;
  background: transparent;
}
.lum-press img.lum-slot {
  inset: auto;
  top: 50%; left: 50%;
  transform: translate(-50%, -50%);
  height: 2.1rem;
  width: auto;
  max-width: 140px;
  object-fit: contain;
  background: transparent;
}
@media (max-width: 900px) {
  .lum-carrier img.lum-slot { height: 1.6rem; }
}

/* ---------- mobile navigation (rebuilt; see nav.js) ---------- */
.mobile_nav { position: relative; }
.lum-mobile-menu {
  position: absolute; top: calc(100% + .85rem); right: 0;
  min-width: 15rem; margin: 0; padding: .5rem 0;
  list-style: none;
  background: #fff;
  border: 1px solid var(--hair-100);
  border-radius: .85rem;
  box-shadow: 0 12px 30px rgba(17,24,39,.12);
  z-index: 9999;
}
.lum-mobile-menu li { list-style: none; margin: 0; }
.lum-mobile-menu a {
  display: block; padding: .8rem 1.25rem;
  font-family: var(--sans) !important;
  font-size: .78rem; font-weight: 500;
  letter-spacing: .12em; text-transform: uppercase;
  color: var(--obsidian) !important; text-decoration: none;
  border-bottom: 1px solid var(--hair-100);
}
.lum-mobile-menu li:last-child a { border-bottom: 0; color: var(--sky) !important; }
.lum-mobile-menu a:hover { background: #F9FAFB; }
.mobile_menu_bar { cursor: pointer; }