It's Time to Secure the
Best Health Insurance Plan

Engagements follow a two-tier framework totaling $750:

• $250 Insurance Consultation: Non-refundable session booked above to analyze your situation and pinpoint misaligned terms.
• $500 Policy Review & Enrollment: Complete contract review, carrier negotiation, and enrollment setup.
• Lifetime Concierge Advocacy: Included at zero additional cost for claims defense and ongoing plan usage strategy.

We conduct an intensive risk diagnostic: reviewing your current health plans, preferred doctors, deductibles, and medical services needs. Dr. Noor will evaluate your underwriting eligibility and outline strategic options. Oftentimes, the assessment reveals a recommended package, along with two other cost-optimized and coverage-optimized options.

Yes. Dr. Noor is actively licensed for health, life, and annuities across all 50 US states, ensuring continuous compliance.

Yes. During Stage 01 of our diagnostic process, we cross-reference all of your preferred doctors, hospitals, and routine prescriptions against carrier directories to ensure your selected plan keeps your established medical team in-network. Ensuring continuity of care is a core part of my advisory.

Yes. Depending on your corporate classification (LLC, S-Corp, C-Corp) and state, health premiums and specific life/annuity structures can often be written off as legitimate business expenses or utilized for tax-advantaged capital accumulation. We align your coverage directly with your tax strategy.

As a business owner, most insurance premiums can be written off as an expense depending on your state, up to a certain amount. Additionally, many insurance products are tax deductible and not included for income tax.

Yes. While certain private medically underwritten plans have health qualifications, we navigate ACA-compliant options, guaranteed-issue policies, and explore varying levels of underwriting stringencies and tailored risk strategies so you have continuous, comprehensive coverage regardless of health history.

ACA plans are guaranteed issue and income-subsidized, but often come with restricted local HMO networks and high deductibles. Private medically underwritten plans often offer nationwide PPO networks (letting you see specialists across state lines without referrals) at lower monthly premiums for qualifying healthy founders.

COBRA requires you to pay up to 120% of the premium plus administrative surcharges that your employer previously subsidized, making it exceptionally expensive. Independent private plans or tailored individual coverage often provide identical or superior nationwide PPO access at a fraction of the monthly cost. You can absolutely elect COBRA and then work with me once that expires.

Yes. Dr. Noor is licensed across all 50 states for health, life, and annuities.

It covers a two-stage engagement: an initial $250 non-refundable diagnostic session (analyzing your current plans, preferred providers, medical needs), followed by a $500 policy review, underwriting negotiation, and enrollment setup. Lifetime concierge support means I can help with policy management, ID cards, claims, and strategic policy use support.

An IUL provides both permanent life protection and tax-deferred cash value growth tied to an index fund with downside protection (a 0% floor). Founders frequently use them as a private volatility buffer and to access tax-free policy loans for retirement or reinvestment. Oftentimes, the growth of the fund supersedes the terms of the loan, making this a really unique core product for business owners—as a life insurance product, as a living benefits product, as an investment product, and also as a business LOC product, all with tax advantages.

Annuities make sense when you are approaching an exit, managing a liquidity event, or want to convert retained business earnings into guaranteed, tax-sheltered lifetime income streams that are insulated from market volatility. Market-tied growth with downside protection and a 0% floor.