How would you describe yourself?
Passionate and strong-willed mother, wife, doctor, researcher, entrepreneur, and champion of women in science who want it all.
What do you do?
I help you find and understand best-fit health insurance options. I work with leaders across all industries, mainly self-employed professionals. More and more, I am working with those who have employer coverage but realize it may not be the best option for them.
Are you really a medical doctor?
Yes! I am a medical doctor and surgeon, check out my active medical and surgical practitioner license here. You’ll find me under my maiden name Noor Afsa Zaman. Type 68976 for registration no.
What is your biggest accomplishment?
Developing the “Better Health for Better Life” project from an idea at a coffee table to an international award-winning community project showcased by the United Nations at the June 2014 world summit in NYC. Here are some highlights of that project. More recently, my research in the field of graduate student infertility was published in The Journal of American College Health.
What made you stop practicing medicine?
Nothing, I am still an actively licensed doctor! I consult with patients almost daily through technology. It keeps my clinical eye sharp. My medical practice is entirely voluntary and my patients are almost exclusively in the underserved regions of the world, so my business also funds my passions.
How do you stand out in your field?
By being a medical doctor that stands up for the “patient/consumer” as they navigate their health insurance benefits. I even help other medical doctors figure out health insurance for themselves and their employees at their practice.
What made you go into health insurance?
The seed was definitely “incepted” in my head by an infographic I would pass by every day on an office bulletin board. The graphic portrayed the relationship between a health insurance company, a provider, and a patient. The insurance company would always win. The provider would make out so-so but the patient would always end up losing. So I thought, “someone has to stick up for that stick figure little guy!” So I learned and took all the tests I needed to understand this industry and help guide others to make more informed decisions about their health insurance.
What else are you working on right now outside of health insurance?
Aside from research and publication on topics I am highly passionate about (read my latest research on infertility here), I am working on designing the next needs based global public health project overseas in the Eastern world.
What would you say to prospective clients checking out your website right now?
Reach out to me! Even if you don’t know why. Worst case, we will have a wonderful conversation and you will walk away knowing a little bit more about health insurance than you did before and you’ll have an enthusiastic friend in the medical/health insurance industry. Best case, I can introduce you to a world of options you had no idea about!
Why should I trust you?
Well, first because I’m a doctor! I also have a master’s degree in Public Health practice and I am a certified public health professional specializing in global health. So not only do I know the scientific and systematic level of healthcare delivery systems all over the world, I have personally dealt with both polar extremes of the Socio-economic spectrum. So I do not have a biased agenda. I actively treat and advise both the bottom 10% and the top 10% of the population. I have learned that both sides of the coin crave and deserve representation.
What are the most common things you hear on a regular basis?
- “I’m too healthy to be paying this much for health insurance.”
- “I hardly even use my health insurance, I just need it for catastrophic events.”
- “I never meet my deductible.”
- “I hate my plan, it’s so hard to see a dermatologist or any kind of specialist.”
- “My benefits changed due to COVID, is COBRA the only option?”
- My income goes up and down, I need a reliable health insurance plan.
Okay, what are your fees?
None. All consult calls are free of charge. If I am able to help you get on a plan that is lower in premium, better in coverage, or hopefully both, you only pay for the benefits you sign up for!
How can I reach you?
I am all over the internet and pride myself on being very available for my clients. Shoot me a message on any of my social media platforms, or just call or text! But, the best, most effective way for us to get in touch is through a FREE 15 minute consult call.
How do you do it all?
Organization, compartmentalization, and mindfulness for the task at hand